Deposit a check from anywhere. Send funds to any bank account in minutes. No waiting three to five days. No bank account required.
Snap a photo of any check — payroll, personal, government. Funds move to your account in minutes, not days. No bank account needed.
Send money directly to any U.S. bank account. Standard or same-day ACH — you choose the speed. Low fees, no intermediary.
Cash any check, send to any bank. No need to have an account at the same institution. Works with Chase, Wells Fargo, Credit Union, anyone.
Not everyone has a bank. InstantCash works with or without one. Load to a virtual card, cash out at partner locations, or push to any account you choose.
No percentage-based fees that punish small checks. Simple flat rates so you always know what you'll pay before you tap. No surprises buried in fine print.
Deposit a check at 11pm on a Sunday. Transfer funds on a holiday. Unlike a bank branch, InstantCash never closes — your money moves when you need it.
Ingo Money charges up to 5% on non-payroll checks. We do it differently.
Open the app. Photograph the front and back of any check. Payroll, personal, government, insurance — it doesn't matter what type.
Our system verifies the check, checks for fraud, and processes the deposit. Most approvals come through in under 5 minutes.
Choose where to send the money. Any U.S. bank account — Chase, Wells Fargo, credit union, or someone else's account. It arrives in minutes.
InstantCash is being built for people who can't afford to wait. For workers paid by check. For small businesses that need cash flow. For anyone who needs their money sooner than a bank will give it to them.